tag:blogger.com,1999:blog-78271638737754841432024-03-13T08:47:49.029-07:00LANSING SHORT SALESYour home for Free Greater Lansing MI Short Sale Information and listings. Brought to you by MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.comBlogger58125tag:blogger.com,1999:blog-7827163873775484143.post-67859984430751389862014-04-15T09:30:00.000-07:002014-04-15T09:30:52.595-07:00Short Sales Lansing MI ~ updated 4 BR, 2 bath home!<table width="500" cellspacing="0" cellpadding="0" style="font-family:Verdana;border:solid 1px #01164F">
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<td colspan="3" align="center" style="background-color:#01164F;color:White;font-weight:bold;font-size:12pt;"><div style="padding-top:3px;padding-bottom:3px;">6001 Annapolis, Lansing, Michigan 48911</div></td>
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<td valign="top" width="192"><a href="http://www.pmachomes.com/" target="_blank"><img src="http://tours.povvideotours.com/pictures/s_1404080347246001_Annapolis.JPG" border="0" alt="6001 Annapolis, Lansing, Michigan 48911" /></a></td>
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<td><b>MLS #</b></td>
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<td>57318</td>
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<td><b>Bedrooms</b></td>
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<td>4</td>
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<td><b>Baths</b></td>
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<td>2</td>
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<a href="http://www.pmachomes.com/" target="_blank" style="text-decoration:none;color:blue;font-size:8pt;">Click here for details</a>
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<a href="http://tours.povvideotours.com/Tour/16947/6001-Annapolis-Lansing-Michigan-48911" target="_blank"><img src="http://tours.povvideotours.com/images/videotourbutton2.jpg" border="0" style="margin-top:10px" /></a><br>
<a href="http://tours.povvideotours.com/channel/13/Peter-MacIntyre" target="_blank"><img src="http://tours.povvideotours.com/images/VideoChannel.jpg" border="0" style="margin-top:10px" /></a>
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<b>Description:</b> Contact Peter MacIntyre at 517-999-2675 - <a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com/</a> - Wonderful 4 BR home with numerous updates, finished lower level and great curb appeal! Short Sale, all offers are subject to lien holder approval and are considered on 1st come, 1st served basis.
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<td align="center" valign="top"><img src="http://www.yourhomepros.com/agentphoto/PeterM60x60.jpg" border="0" width="60" /></td>
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Peter MacIntyre<br>
RE/MAX Real Estate Professionals<br>
517-999-2675<br>
<a href="http://www.pmachomes.com/" style="text-decoration:none;color:blue" target="_blank">www.pmachomes.com/</a><br>
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Full Service Tours: <a href="http://www.HDhatHomes.com" style="text-decoration:none;color:blue" target="_blank">Browse Here</a>
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</table>MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-66169124454348211382014-03-17T09:38:00.001-07:002014-03-17T09:38:20.766-07:00Lansing MI Real Estate - Stunning newer built home!<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEji0na8NUg71igPQtiVv3NzzYhqUO5rs3eaTfZlw844DcqIFlyScbiNx667o9k52dw8_c2huIafML_7soX33F40LzIkO20P61nmT11arDBVsNo-5qlvcllhW_heUomEkyBqBgSmRVvVstcm/s1600/South+Fork+Lansing+MI+48917.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEji0na8NUg71igPQtiVv3NzzYhqUO5rs3eaTfZlw844DcqIFlyScbiNx667o9k52dw8_c2huIafML_7soX33F40LzIkO20P61nmT11arDBVsNo-5qlvcllhW_heUomEkyBqBgSmRVvVstcm/s320/South+Fork+Lansing+MI+48917.jpg" /></a></div>
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<span style="font-size: small;">This 2005, well built ranch home has so much to offer starting with great location and community! You are welcomed with stunning hardwood flooring and spacious living room. The gas fireplace with granite accents is perfect for cozy evenings. Enjoy the large open kitchen and dining area. Great master suite with bath including jetted tub and walk in shower. Even more space in the lower level with egress windows and plumbed for 3rd bath. This is a great home! The stainless steel appliances are negotiable outside of the home sale. This is a bank Short Sale, all offers are subject to lien holder approval and are considered on 1st come, 1st served basis. </span><br />
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<span style="font-size: small;">MacIntyre & Cowen, RE/MAX Real Estate Professionals, Grand River, founded by Peter
MacIntyre and Eleanor Cowen, specializes in Residential, Luxury, Relocation and
New Construction Home Sales. A
consistent top producer, the MacIntyre & Cowen Realty Group is #1 in Market Share in the Greater Lansing MI area, ranked 119<sup>th</sup> by the Wall
Street Journal and part of a nationwide network of Platinum Agents. Serving the Greater Lansing MI and Mid
Michigan areas including Greater Lansing, Haslett, Okemos, East Lansing, Grand Ledge, Holt, Williamston, Mason, Eaton Rapids, Dimondale, Dewitt areas and more.</span></div>
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<span style="font-size: small;">We invite
you to learn more about MacIntyre & Cowen Realty Group by visiting us at <a href="http://www.pmachomes.com/">www.pmachomes.com</a> View our inventory, client testimonials and
request a free home evaluation. When it comes to your Greater Lansing MI home
search, we offer FREE buyer services and your premier
source for accomplishing your real estate goals.</span></div>
<br />
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<span style="font-size: small;"><br /></span></div>
<span style="font-size: small;">
</span>
<br />
<div style="text-align: center;">
<span style="font-size: small;"></span><br />
<div class="MsoNormal" style="line-height: normal;">
<span style="font-size: small;">Working to bring you home!</span><br />
<br />
<span style="font-size: small;">Click <a href="http://www.pmachomes.greaterlansingrealestate.com/" target="_blank">HERE</a> to Access </span><br />
<span style="font-size: small;">All Greater Lansing MI area MLS
listings!</span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
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</div>
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</span></div>
<span style="font-size: small;">
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</span><br />
<span style="font-size: small;">
</span>MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-41087149265061625862014-01-28T07:18:00.000-08:002014-01-28T07:18:25.528-08:00Thinking of Selling? Good vs GREAT ~ A Short Sale Expert<div class="MsoNormal">
Are you thinking of selling your home? Are you dreading
having to deal with strangers walking through the house? Are you concerned
about getting the paperwork correct? Hiring a professional real estate agent
can take away most of the challenges of selling. A great agent is always worth
more than the commission they charge just like a great doctor or great
accountant. You want to deal with one of the best agents in your marketplace.
To do this, you must be able to distinguish the average agent from the great
one. Let us help.<span style="mso-spacerun: yes;"> </span>When it comes to
Greater Lansing MI Real Estate MacIntyre & Cowen Realty Group is committed
to providing you integrity, knowledge and professionalism; with top notch
customer service, professional expertise and a solid commitment to your real
estate needs. </div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
If we were hiring an agent to sell our home today, we would
require that they:</div>
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<br /></div>
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<b style="mso-bidi-font-weight: normal;">1. Understand the
timetable you are dealing with</b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
You will be moving to a new home. Whether the move revolves
around the start of a new school year or the start of a new job, you will be
trying to put the move to a plan. This can be very emotionally draining. Demand
from your agent an appreciation for the timetables you are setting. I am not
suggesting that your agent can pick the exact date for your move. You just want
the agent to exert any influence they can.</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;">2. Remove as many of
the challenges as possible</b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
It is imperative that your agent know how to handle the
challenges that will arise. An agent’s ability to negotiate is critical in this
market.</div>
<div class="MsoNormal">
Remember: If you have an agent who was weak negotiating with
you on the parts of the listing contract that were most important to them
(commission, length, etc.), don’t expect them to turn into Superman when they
are negotiating for you with your buyer.<br />
</div>
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<b style="mso-bidi-font-weight: normal;">3. Help with the
relocation</b><br />
</div>
<div class="MsoNormal">
If you haven’t yet picked your new home, make sure the agent
is capable and willing to help you. The coordination of the move is crucial.
You don’t want to be without a roof over your head the night of the closing.
Likewise, you don’t want to end up paying two housing expenses (whether it is
rent or mortgage). You should, in most cases, be able to close on your current
home and immediately move into your new residence.</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;">4. Get the house
SOLD!</b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
There is a reason you are putting yourself through the
process of moving. You are moving on with your life in some way. The reason is
important or you wouldn’t be dealing with the headaches and challenges that
come along with selling. Do not allow your agent to forget these motivations.
Constantly remind them that selling the house is why you hired them. If they
discover something needs to be done to attain your goal (i.e. price correction,
repair, removing clutter), insist they have the courage to inform you.</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;">Make sure you let
your agent know what you expect from them.</b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
MacIntyre & Cowen, RE/MAX Real Estate Professionals,
Grand River, founded by Peter MacIntyre and Eleanor Cowen, specializes in
Residential, Luxury, Relocation and New Construction Home Sales.<span style="mso-spacerun: yes;"> </span>A consistent top producer, the MacIntyre
& Cowen Realty Group is #1 in Market Share in the Greater Lansing MI area,
ranked 119th by the Wall Street Journal and part of a nationwide network of
Platinum Agents.<span style="mso-spacerun: yes;"> </span>Serving the Greater
Lansing MI and Mid Michigan areas including Greater Lansing, Haslett, Okemos,
East Lansing, Grand Ledge, Holt, Williamston, Mason, Eaton Rapids, Dimondale,
Dewitt areas and more.</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
We invite you to learn more about MacIntyre & Cowen
Realty Group by visiting us at <a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com</a><span style="mso-spacerun: yes;"> </span>View our inventory, client testimonials and
request a free home evaluation. When it comes to your Greater Lansing MI home
search, MacIntyre & Cowen offers FREE buyer services and is your premier
source for accomplishing your real estate goals.</div>
<div class="MsoNormal">
We are working to bring you home! Click <a href="http://www.greaterlansingrealestate.com/" target="_blank">HERE</a> to Access All
Greater Lansing MI area MLS listings!</div>
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<br /></div>
<div class="MsoNormal">
Article Courtesy of the KCM Crew</div>
MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-5369957762264043542013-11-27T10:38:00.002-08:002013-11-27T10:38:57.337-08:00Enjoy country living at its finest ~ homes for sale Mason MI<table cellpadding="0" cellspacing="0" style="border: solid 1px #01164F; font-family: Verdana; width: 500px;">
<tbody>
<tr>
<td align="center" colspan="3" style="background-color: #01164f; color: white; font-size: 12pt; font-weight: bold;"><div style="padding-bottom: 3px; padding-top: 3px;">
5586 W Columbia, Mason, Michigan 48854</div>
</td>
</tr>
<tr>
<td><table cellpadding="4" style="color: #666666; width: 100%px;">
<tbody>
<tr>
<td valign="top" width="192"><a href="http://www.pmachomes.com/" target="_blank"><img alt="5586 W Columbia, Mason, Michigan 48854" border="0" src="http://tours.povvideotours.com/pictures/s_53721_301_12.jpg" /></a></td>
<td align="left" valign="top" width="100%"><table style="color: #666666; width: 100%px;">
<tbody>
<tr>
<td><b>MLS #</b></td>
<td></td>
<td>53721</td>
</tr>
<tr>
<td><b>Bedrooms</b></td>
<td></td>
<td>4</td>
</tr>
<tr>
<td><b>Baths</b></td>
<td></td>
<td>2.5</td>
</tr>
<tr><td></td></tr>
<tr>
<td colspan="3"><a href="http://www.pmachomes.com/" style="color: blue; font-size: 8pt; text-decoration: none;" target="_blank">Click here for details</a>
</td>
</tr>
</tbody></table>
</td>
<td align="center" valign="top" width="150"><a href="http://tours.povvideotours.com/Tour/15270/5586-W-Columbia-Mason-Michigan-48854" target="_blank"><img border="0" src="http://tours.povvideotours.com/images/videotourbutton2.jpg" style="margin-top: 10px;" /></a><br />
<a href="http://tours.povvideotours.com/channel/13/Peter-MacIntyre" target="_blank"><img border="0" src="http://tours.povvideotours.com/images/VideoChannel.jpg" style="margin-top: 10px;" /></a>
</td>
</tr>
<tr><td colspan="3"><hr style="color: #01164f;" />
</td></tr>
<tr>
<td colspan="3"><b>Click <a href="http://www.greaterlansingrealestate.com/results/?status=A&custom=36602&sort=popularity&proptype=SF&utm_source=BLOG&utm_campaign=Blog+link+for+5586+Columbia&utm_medium=referral" target="_blank">HERE</a> for a complete list of homes for sale Mason MI </b><br />
<b><br /></b>
Welcome to 5586 W Columbia Rd in Mason MI. Looks are deceiving with this home! Without taking a look at the inside you would have no idea of the expansive open floor plan and space this gem has to offer! Situated on 2 amazing acres, enjoy country living at its finest while having the conveniences of schools, shopping and highway access easily accessible. Upon entering you are greeted with a nice sized living room complete with wood burning fireplace perfect for cozy winter evenings. Wonderfully updated and open kitchen that left nothing spared in consideration to space and flow. Great room with cathedral ceilings and large slider leading to a spacious deck overlooking the land ~ perfect for your entertaining needs! All 4 bedrooms on this level as well, including a new addition which adds a wonderful master suite and master bath complete with Jacuzzi tub. The lower level provides additional living space and is finished with another wood burner for added energy savings and efficiency. This home has so much to offer and is a great opportunity! Bank Short Sale subject to lender approval and sellers acceptance of lenders terms.
</td>
</tr>
<tr><td colspan="3"><hr style="color: #01164f;" />
</td></tr>
<tr>
<td colspan="3"><table cellpadding="2" cellspacing="0" style="color: #666666; font-size: 8pt; width: 100%px;">
<tbody>
<tr>
<td align="center" valign="top"><img border="0" src="http://www.yourhomepros.com/agentphoto/PeterM60x60.jpg" width="60" /></td>
<td width="440"><div style="margin-left: 10px;">
Peter MacIntyre<br />
RE/MAX Real Estate Professionals<br />
517-999-2675<br />
<a href="http://www.pmachomes.com/" style="color: blue; text-decoration: none;" target="_blank">www.pmachomes.com</a></div>
</td>
<td align="right" valign="bottom" width="100">Full Service Tours: <a href="http://www.hdhathomes.com/" style="color: blue; text-decoration: none;" target="_blank">Browse Here</a>
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-76385512462428166372013-11-14T12:35:00.000-08:002013-11-14T12:35:40.714-08:00Mason MI Homes for Sale 2+ Acres!<table width="500" cellspacing="0" cellpadding="0" style="font-family:Verdana;border:solid 1px #01164F">
<tr>
<td colspan="3" align="center" style="background-color:#01164F;color:White;font-weight:bold;font-size:12pt;"><div style="padding-top:3px;padding-bottom:3px;">5586 W Columbia, Mason, Michigan 48854</div></td>
</tr>
<tr>
<td>
<table width="100%" cellpadding="4" style="color:#666666;">
<tr>
<td valign="top" width="192"><a href="http://www.pmachomes.com/" target="_blank"><img src="http://tours.povvideotours.com/pictures/s_53721_301_12.jpg" border="0" alt="5586 W Columbia, Mason, Michigan 48854" /></a></td>
<td valign="top" width="100%" align="left">
<table width="100%" style="color:#666666;">
<tr>
<td><b>MLS #</b></td>
<td> </td>
<td>53721</td>
</tr>
<tr>
<td><b>Bedrooms</b></td>
<td> </td>
<td>4</td>
</tr>
<tr>
<td><b>Baths</b></td>
<td> </td>
<td>2.5</td>
</tr>
<tr><td> </td></tr>
<tr>
<td colspan="3">
<a href="http://www.pmachomes.com/" target="_blank" style="text-decoration:none;color:blue;font-size:8pt;">Click here for details</a>
</td>
</tr>
</table>
</td>
<td valign="top" align="center" width="150">
<a href="http://tours.povvideotours.com/Tour/15270/5586-W-Columbia-Mason-Michigan-48854" target="_blank"><img src="http://tours.povvideotours.com/images/videotourbutton2.jpg" border="0" style="margin-top:10px" /></a><br>
<a href="http://tours.povvideotours.com/channel/13/Peter-MacIntyre" target="_blank"><img src="http://tours.povvideotours.com/images/VideoChannel.jpg" border="0" style="margin-top:10px" /></a>
</td>
</tr>
<tr><td colspan="3"><hr style="color:#01164F" /></td></tr>
<tr>
<td colspan="3">
<b>For a complete list of homes for sale in Mason MI or a free market analysis of real estate in Mason MI contact Peter MacIntyre at 517-999-2675 - <a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com/</a></b> - Welcome to 5586 W Columbia Rd in Mason MI. Looks are deceiving with this home! Without taking a look at the inside you would have no idea of the expansive open floor plan and space this gem has to offer! Situated on 2 amazing acres, enjoy country living at its finest while having the conveniences of schools, shopping and highway access easily accessible. Upon entering you are greeted with a nice sized living room complete with wood burning fireplace perfect for cozy winter evenings. Wonderfully updated and open kitchen that left nothing spared in consideration to space and flow. Great room with cathedral ceilings and large slider leading to a spacious deck overlooking the land ~ perfect for your entertaining needs! All 4 bedrooms on this level as well, including a new addition which adds a wonderful master suite and master bath complete with Jacuzzi tub. The lower level provides additional living space and is finished with another wood burner for added energy savings and efficiency. This home has so much to offer and is a great opportunity! Bank Short Sale subject to lender approval and sellers acceptance of lenders terms. Please call the office for all showings.
</td>
</tr>
<tr><td colspan="3"><hr style="color:#01164F" /></td></tr>
<tr>
<td colspan="3">
<table cellpadding="2" cellspacing="0" width="100%" style="color:#666666;font-size:8pt;"">
<tr>
<td align="center" valign="top"><img src="http://www.yourhomepros.com/agentphoto/PeterM60x60.jpg" border="0" width="60" /></td>
<td width="440">
<div style="margin-left:10px;">
Peter MacIntyre<br>
RE/MAX Real Estate Professionals<br>
517-999-2675<br>
<a href="http://www.pmachomes.com" style="text-decoration:none;color:blue" target="_blank">www.pmachomes.com</a><br>
</div>
</td>
<td valign="bottom" align="right" width="100">
Full Service Tours: <a href="http://www.HDhatHomes.com" style="text-decoration:none;color:blue" target="_blank">Browse Here</a>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-62158369547643631352013-11-05T14:26:00.000-08:002013-11-05T14:26:00.327-08:00Situated on 2+ Acres, Amazing Mason MI Real Estate Opportunity!<!--[if gte mso 9]><xml>
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<span style="font-size: 14.0pt;">Looks are deceiving with this
home!<span style="mso-spacerun: yes;"> </span>Without taking a look at the
inside you would have no idea of the expansive open floor plan and space this
gem has to offer!<span style="mso-spacerun: yes;"> </span>Situated on 2 amazing
acres, enjoy country living at its finest while having the conveniences of
schools, shopping and highway access easily accessible.<span style="mso-spacerun: yes;"> </span>Upon entering you are greeted with a nice sized
living room complete with wood burning fireplace perfect for cozy winter
evenings.<span style="mso-spacerun: yes;"> </span>Wonderfully updated and open
kitchen that left nothing spared in consideration to space and flow.<span style="mso-spacerun: yes;"> </span>Great room with cathedral ceilings and large
slider leading to a spacious deck overlooking the land ~ perfect for your
entertaining needs!<span style="mso-spacerun: yes;"> </span>All 4 bedrooms on
this level as well, including a new addition which adds a wonderful master
suite and master bath complete with Jacuzzi tub.<span style="mso-spacerun: yes;"> </span>The lower level provides additional living
space and is finished with another wood burner for added energy savings and
efficiency.<span style="mso-spacerun: yes;"> </span>This home has so much to
offer and is a great opportunity!<span style="mso-spacerun: yes;"> </span></span></div>
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<span style="background: white; font-size: 14.0pt; mso-bidi-font-family: Arial;">MacIntyre & Cowen, Short Sale Specialists, RE/MAX Real
Estate Professionals Grand River, can help you navigate this process and get
your home sold.<span style="mso-spacerun: yes;"> </span>With the extension of
the Mortgage Debt Relief Act until the end of 2013, now is the time to act if
you are underwater in your home.<span style="mso-spacerun: yes;"> </span>We
would gladly provide a complimentary Over-the-Net Home Evaluation or email
alerts to Hot Buys / Foreclosed / Liquidation & Luxury Distressed
Properties in the Mid Michigan areas including Greater Lansing, Haslett,
Okemos, East Lansing, Grand Ledge, Holt, Williamston, Mason, Eaton Rapids, Dimondale,
Dewitt areas and more.<span style="mso-spacerun: yes;"> </span>Feel free to
contact us at 517.999.2675 or visit us at <a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com</a> today!</span></div>
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MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-16544851575001896652013-11-04T14:37:00.002-08:002013-11-04T14:37:31.929-08:00Owosso MI Homes For Sale<br />
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<![endif]--><span style="font-size: 14.0pt; line-height: 115%;">This home
with amazing curb appeal is located in a great area and situated on a fenced,
mature and spacious lot with plenty of perennials. Solid, 3 bedroom home with
hardwood floors throughout. Great garage for all the toys! Plenty of potential
with cosmetic updates needed. Would be great FHA 203k allowing the buyer to
update to their preferences! This is a bank short sale subject to seller's
acceptance of lender terms.</span><br />
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<br /></div>
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<span style="background: white; font-size: 14.0pt; line-height: 115%; mso-bidi-font-family: Arial;">MacIntyre & Cowen, Short Sale Specialists, RE/MAX
Real Estate Professionals Grand River, can help you navigate this process and
get your home sold.<span style="mso-spacerun: yes;"> </span>With the extension
of the Mortgage Debt Relief Act until the end of 2013, now is the time to act
if you are underwater in your home.<span style="mso-spacerun: yes;"> </span>We
would gladly provide a complimentary Over-the-Net Home Evaluation or email
alerts to Hot Buys / Foreclosed / Liquidation & Luxury Distressed
Properties in the Mid Michigan areas including Greater Lansing, Haslett,
Okemos, East Lansing, Grand Ledge, Holt, Williamston, Mason, Eaton Rapids, Dimondale,
Dewitt, Laingsburg, Perry, Owosso areas and more.<span style="mso-spacerun: yes;"> </span>Feel free to
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MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-78186354512288872012013-10-31T11:04:00.000-07:002013-10-31T11:04:32.336-07:00East Lansing MI Short Sale<br />
<br />
Welcome to 15671 Park Lake in East Lansing MI. This just listed home is a bank
short sale subject to lienholders approval of bank terms. Located in a great
area, close to Park Lake, this ranch home offers 2 bedrooms with a possible 3rd
in the lower level. Generous sized living room with a nice deck leading out to
the spacious mature lot. Updated bath and kitchen area. Lower level has rec
room but could be used as a 3rd bedroom as it has an egress window and closet
space. Newer roof, windows and mechanicals and shed for additional storage
space if needed on property. Call us today for more details and your personal tour at 517-999-2675 or visit us at <span style="color: red;"><a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com</a></span><br />
<br />
<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKxqVN0HA8dMcwzfbKTsmgMUte-pwssBGnFsgb4GTbQdpwIIEi3Is5M9JfTH_G0787y_UYRbGoA70sp3d7R1tTj6QNTvMxSncyZjLeGajlQx4K-LClBQRKkfZ1yvEEjVEv84uTb_5RGprJ/s1600/15671+Park+Lake+East+Lansing+MI+1.JPG" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKxqVN0HA8dMcwzfbKTsmgMUte-pwssBGnFsgb4GTbQdpwIIEi3Is5M9JfTH_G0787y_UYRbGoA70sp3d7R1tTj6QNTvMxSncyZjLeGajlQx4K-LClBQRKkfZ1yvEEjVEv84uTb_5RGprJ/s320/15671+Park+Lake+East+Lansing+MI+1.JPG" width="320" /></a><br />
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<br />MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-86027287008916474742013-09-30T13:33:00.000-07:002013-09-30T13:33:42.015-07:00Mason MI Homes for Sale<table width="500" cellspacing="0" cellpadding="0" style="font-family:Verdana;border:solid 1px #01164F">
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<td colspan="3" align="center" style="background-color:#01164F;color:White;font-weight:bold;font-size:12pt;"><div style="padding-top:3px;padding-bottom:3px;">101 Primrose Lane, Mason, Michigan 48854</div></td>
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<td valign="top" width="192"><a href="http://www.pmachomes.com" target="_blank"><img src="http://tours.povvideotours.com/pictures/s_52027_101_12.jpg" border="0" alt="101 Primrose Lane, Mason, Michigan 48854" /></a></td>
<td valign="top" width="100%" align="left">
<table width="100%" style="color:#666666;">
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<td><b>MLS #</b></td>
<td> </td>
<td>52027</td>
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<td><b>Bedrooms</b></td>
<td> </td>
<td>3</td>
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<td><b>Baths</b></td>
<td> </td>
<td>2.5</td>
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<a href="http://www.pmachomes.com" target="_blank" style="text-decoration:none;color:blue;font-size:8pt;">Click here for details</a>
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</td>
<td valign="top" align="center" width="150">
<a href="http://tours.povvideotours.com/Tour/14771/101-Primrose-Lane-Mason-Michigan-48854" target="_blank"><img src="http://tours.povvideotours.com/images/videotourbutton2.jpg" border="0" style="margin-top:10px" /></a><br>
<a href="http://tours.povvideotours.com/channel/13/Peter-MacIntyre" target="_blank"><img src="http://tours.povvideotours.com/images/VideoChannel.jpg" border="0" style="margin-top:10px" /></a>
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<b>Description:</b> Contact Peter MacIntyre at 517-999-2675 - <a href="http://www.pmachomes.com" target="_blank">www.pmachomes.com</a> - Welcome to 101 Primrose located in the fast growing community of Columbia Lakes in Mason MI. Offering numerous common areas, lake access, playgrounds and clubhouse -- this community has something for everyone! This 2012 custom built home features many high end upgrades and is move in ready. If you are looking for a like new home, this one is it!! Wonderful, open floor plan with spacious living room that opens to the kitchen. Enjoy the granite countertops, ample cupboard space and numerous amenities to make cooking a breeze! Very nice sunroom that could easily be used as a formal dining room, perfect for entertaining! Plenty of green space with the large backyard and amazing views of the lake! The 2nd level boasts large loft area, 2nd floor laundry and 3 very nice sized bedrooms. Master is complete with master bath and walk in closet. Numerous windows provide plenty of natural light and additional lake views. The lower level has egress windows -- all set for finishing if additional living space is desired. Don't wait on this home! So much to offer, numerous builders upgrades and priced to sell! Please call the office for all showings.
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<td width="440">
<div style="margin-left:10px;">
Peter MacIntyre<br>
RE/MAX Real Estate Professionals<br>
517-999-2675<br>
<a href="http://www.pmachomes.com" style="text-decoration:none;color:blue" target="_blank">www.pmachomes.com</a><br>
</div>
</td>
<td valign="bottom" align="right" width="100">
Full Service Tours: <a href="http://www.HDhatHomes.com" style="text-decoration:none;color:blue" target="_blank">Browse Here</a>
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</table>MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-27997276100831860112013-09-23T10:46:00.000-07:002013-09-23T10:46:22.342-07:00Grand Ledge MI Homes for Sale<span style="font-family: Verdana,sans-serif;"><span style="font-size: small;">Welcome to 1132 Degroff in Grand Ledge MI. Recently remodeled, this ranch home boasts over 1200 SF and is situated on a beautiful mature lot with fenced yard! You couldn't ask for a better location -- near schools, shopping and highway access. You are welcome with an inviting foyer complete with french doors leading to the open living room. Enjoy 3 nice sized bedrooms and redone full bath. Additional room perfect for office space and 1st floor laundry complete the main floor! This is a bank short sale. All offers are subject to lien holder approval. Please call the office for all showings. </span></span><br />
<br />
<span style="font-family: Verdana,sans-serif;"><span style="font-size: small;">MacIntyre & Cowen, Short Sale Specialists, RE/MAX Real Estate Professionals Grand River, can help you navigate this process and get your home sold. With the extension of the Mortgage Debt Relief Act until the end of 2013, now is the time to act if you are underwater in your home. We would gladly provide a complimentary Over-the-Net Home Evaluation or email alerts to Hot Buys / Foreclosed / Liquidation & Luxury Distressed Properties in the Mid Michigan areas including Greater Lansing, Haslett, Okemos, East Lansing, Grand Ledge, Holt, Williamston, Mason, Eaton Rapids, Dimondale, Dewitt areas and more. Feel free to contact us at 517.999.2675 or visit us at <a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com</a> today! </span></span><br />
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MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-59808672496244530092013-09-19T06:41:00.000-07:002013-09-19T06:41:26.413-07:00Haslett MI (Michigan) Homes for Sale<br />
<div style="text-align: center;">
<span class="contenttext"><i><span style="font-size: large;">Welcome to 10097 Blackberry, Haslett MI</span></i></span></div>
<br />
<span class="contenttext">Low
Woodhull Township taxes. This Ranch sits on 1.6 Acres and offers a wide
open floor plan. Updated Kitchen with premium appliances and cabinets.
All new wood flooring throughout. Partially finished lower level.
Large 4 seasons room over looks pond stocked with fish and fountain for
airflow. 3 tier decking leads to the green house. 2.5 car attached
garage along with 24x32 Pole Barn complete with heat/AC set up makes
room for all kinds of potential!! This is a short sale listing and all
offers are subject to lien holder approval. Please call the office at
517.999.2675 for details or visit us at <a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com</a>!</span><br />
<span class="contenttext"><br /></span>
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<span class="contenttext"><br /></span>MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-405858918721145822013-09-17T12:53:00.001-07:002013-09-17T12:53:56.157-07:00Wonderful 3 bedroom home in desirable Sub! A must see!<br />
<span class="contenttext">Welcome to 1909 Cumberland Drive in Lansing!
So much potential with this one! Great area and location in the River
Forest Subdivision -- close to everything! Pride of ownership abounds
in this area! This 3 bedroom home has 2 fireplaces, hardwood floors and
newer carpet. The lower level could easily be finished for additional
living space! Fenced back yard! This is a bank short sale. Call us today at 517.999.2675 for your personal tour or visit us at <a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com</a>!</span><br />
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<span class="contenttext"><br /></span>MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-1641613772839138092013-06-10T09:17:00.000-07:002013-09-23T12:37:17.941-07:00Bank Approved Short Sale at $175,000! Don't miss the opportunity for a lakefront home!<table cellpadding="0" cellspacing="0" style="border: solid 1px #01164F; font-family: Verdana; width: 500px;">
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<td align="center" colspan="3" style="background-color: #01164f; color: white; font-size: 12pt; font-weight: bold;"><div style="padding-bottom: 3px; padding-top: 3px;">
6660 Peninsula Way, Laingsburg, Michigan 48848</div>
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<td><table cellpadding="4" style="color: #666666; width: 100%px;">
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<td valign="top" width="192"><a href="http://www.pmachomes.com/" target="_blank"><img alt="6660 Peninsula Way, Laingsburg, Michigan 48848" border="0" src="http://tours.povvideotours.com/pictures/s_130605112931DSC02220.JPG" /></a></td>
<td align="left" valign="top" width="100%"><table style="color: #666666; width: 100%px;">
<tbody>
<tr>
<td><b>MLS #</b></td>
<td></td>
<td>48405</td>
</tr>
<tr>
<td><b>Bedrooms</b></td>
<td></td>
<td>3</td>
</tr>
<tr>
<td><b>Baths</b></td>
<td></td>
<td>2</td>
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<td colspan="3"><a href="http://www.pmachomes.com/" style="color: blue; font-size: 8pt; text-decoration: none;" target="_blank">Click here for details</a>
</td>
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</td>
<td align="center" valign="top" width="150"><a href="http://tours.povvideotours.com/Tour/12408/6660-Peninsula-Way-Laingsburg-Michigan-48848" target="_blank"><img border="0" src="http://tours.povvideotours.com/images/videotourbutton2.jpg" style="margin-top: 10px;" /></a><br />
<a href="http://tours.povvideotours.com/channel/13/Peter-MacIntyre" target="_blank"><img border="0" src="http://tours.povvideotours.com/images/VideoChannel.jpg" style="margin-top: 10px;" /></a>
</td>
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<td colspan="3"><b>Description:</b> Contact Peter MacIntyre at 517-999-2675 - <a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com</a> - Welcome to 6660 Peninsula Way in Laingsburg Michigan. This home is on Lake Victoria on a beautiful site. You will love this lake front property. The view is Gorgeous!
Thank you for viewing this video, call to schedule your personal walk-through today.
</td>
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<td colspan="3"><table cellpadding="2" cellspacing="0" style="color: #666666; font-size: 8pt; width: 100%px;">
<tbody>
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<td align="center" valign="top"><img border="0" src="http://www.yourhomepros.com/agentphoto/PeterM60x60.jpg" width="60" /></td>
<td width="440"><div style="margin-left: 10px;">
Peter MacIntyre<br />
RE/MAX Real Estate Professionals<br />
517-999-2675<br />
<a href="http://www.pmachomes.com/" style="color: blue; text-decoration: none;" target="_blank">www.pmachomes.com</a></div>
</td>
<td align="right" valign="bottom" width="100">Full Service Tours: <a href="http://www.hdhathomes.com/" style="color: blue; text-decoration: none;" target="_blank">Browse Here</a>
</td>
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</tbody></table>
</td>
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MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-43953111240211963122013-06-07T11:09:00.000-07:002013-06-07T11:09:00.400-07:00Amazing potential in this spacious Cape situated on a large lot!<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgt4xFp-plStIWoDiKPdWpxQ1gwWu1lTRpzrhGupGcaKdHxRwho5Pdt3Dwfs-gdXywkc0KrOtWpMj5a8BwXvtKiyBkkAsdPgGwtJieso4_ahtIpigVCOzEjZ5G1YrxUdPEl-fLr6gzA2qyK/s1600/3708+Glasgow+Lansing+MI+1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgt4xFp-plStIWoDiKPdWpxQ1gwWu1lTRpzrhGupGcaKdHxRwho5Pdt3Dwfs-gdXywkc0KrOtWpMj5a8BwXvtKiyBkkAsdPgGwtJieso4_ahtIpigVCOzEjZ5G1YrxUdPEl-fLr6gzA2qyK/s320/3708+Glasgow+Lansing+MI+1.jpg" width="320" /></a></div>
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Very large home with tons of potential. Needs work, but amazing potential in this spacious Cape situated on a large lot. With
over 1800 square feet this 4 bedroom, 2 bath home is brimming with unlimited
possibilities! Large family room, dining room, formal living room or great room
and wonderful 3 seasons room make entertaining a breeze!! The lower level is
partially finished and provides even more living space if needed. 2.5 car
attached garage and fenced yard! Short Sale- all offers are subject to lien
holder approval and are considered on 1st come, 1st served basis. Call of the office at 517.999.2675 for details or visit us at <a href="http://www.pmachomes.com/">www.pmachomes.com</a>!</div>
MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-76008469493814175972013-05-25T10:15:00.000-07:002013-05-25T10:15:21.651-07:00This well-built home has an amazing amount of potential! <br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgHBmvrkooI91-sBFAAAteiluSOPYbng9pQGSKajY84AE3d2N1TfjnecoGachBcTRd8lDOTVOWZ1WXXOp6ayHlvKDXHGhzgzoPldXafuOl4i0quIbcL0svLHUqUnGNQz1DxjWIyzFYMP0Bb/s1600/3011+Arcadia+Lansing+MI+1.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgHBmvrkooI91-sBFAAAteiluSOPYbng9pQGSKajY84AE3d2N1TfjnecoGachBcTRd8lDOTVOWZ1WXXOp6ayHlvKDXHGhzgzoPldXafuOl4i0quIbcL0svLHUqUnGNQz1DxjWIyzFYMP0Bb/s320/3011+Arcadia+Lansing+MI+1.JPG" width="320" /></a></div>
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Welcome to 3011 Arcadia in Lansing MI. This well-built home has an amazing
amount of potential! Great area near a large park, and fenced back yard with
large deck. This home has gleaming hardwood floors up and down, open
kitchen/dining area with doors leading to extensive decking overlooking the
yard. Upstairs offers 3 generous sized bedrooms and bath includes whirlpool
with ceramic tile. Lower levels offers a large rec room with fireplace and bar
area for entertaining! Full bath and laundry on this level with walk out. This
is a bank short sale subject to lien holder approval. Please call the office
for details at 517.999.2675 or visit us at <a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com</a>!MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com1tag:blogger.com,1999:blog-7827163873775484143.post-35173654744546105402013-05-16T19:27:00.000-07:002013-09-24T10:39:44.119-07:00BANK APPROVED SHORT SALE! 3 BR ranch home with open floor plan on 5.74 Acres! Mason MI<!--[if gte mso 9]><xml>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjedI3ymbSd3U-s9cX7A82x0C9o7EKhtNs5HGR3WUKHMSmRNMNzFpiNXsa_wOBvLAtubY4x4x3UxWYa_q4lNcSnRLlupqnpw7r9NWBRlafmhXhYm2E0mveXYiBfRDRcDWbd86iGrp-G6ky7/s1600/1540+S+Meridian+Rd+Mason+MI+4.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjedI3ymbSd3U-s9cX7A82x0C9o7EKhtNs5HGR3WUKHMSmRNMNzFpiNXsa_wOBvLAtubY4x4x3UxWYa_q4lNcSnRLlupqnpw7r9NWBRlafmhXhYm2E0mveXYiBfRDRcDWbd86iGrp-G6ky7/s320/1540+S+Meridian+Rd+Mason+MI+4.JPG" width="320" /></a></div>
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<span style="font-size: 14.0pt; line-height: 115%;">Welcome to
1540 S Meridian Road Mason MI. This home with a great, open floor plan
has everything on one level and sits on 5.74 acres. Great area near schools,
shopping and highway access. This open floor plan offers 3 bedrooms and 2
full baths. Master suite has 2 closets and master bath with double
vanity. Spacious living room with slider to deck overlooking the back of
the property is perfect for entertaining and enjoying the amazing views.
Wood burning fireplace is perfect for cozy evenings! Dining room /
Kitchen combo has nice appliances, cabinets and a great breakfast bar!
Lower level provides even more space with egress windows. Plumbed for 3rd
bath as well -- additional living space or bedrooms if needed. 1st floor
laundry and large 2.5 car garage complete this home. 2 of the 5.74 acres
are currently being hayed. This is a bank Short Sale- all offers are
subject to lien holder approval and are considered on 1st come, 1st served
basis.</span></div>
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<span style="background: white; font-size: 14.0pt; line-height: 115%; mso-bidi-font-family: Arial;">MacIntyre & Cowen, Short Sale Specialists, RE/MAX
Real Estate Professionals Grand River, can help you navigate this process and
get your home sold.<span style="mso-spacerun: yes;"> </span>With the extension
of the Mortgage Debt Relief Act until the end of 2013, now is the time to act
if you are underwater in your home.<span style="mso-spacerun: yes;"> </span>We
would gladly provide a complimentary Over-the-Net Home Evaluation or email
alerts to Hot Buys / Foreclosed / Liquidation & Luxury Distressed
Properties in the Mid Michigan areas including Greater Lansing, Haslett,
Okemos, East Lansing, Grand Ledge, Holt, Williamston, Mason, Eaton Rapids, Dimondale,
Dewitt areas and more.<span style="mso-spacerun: yes;"> </span>Feel free to
contact us at 517.999.2675 or visit us at <a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com</a> today!</span></div>
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MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-72659341755028451432013-05-03T08:59:00.000-07:002013-05-03T08:59:47.557-07:00Short Sale vs Foreclosure, Credit Score Impacts<!--[if !mso]>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">It is probably safe to assume that most
consumers like to work with folks they know can be trusted. In Real Estate,
like some other businesses there are those that can always be counted on for
delivering great advice and others that only care about their own pocket book.</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">I always tell people some of the best
Real Estate agents are those that don’t NEED to make a sale! It makes perfect
sense because an agent that NEEDS business is far more likely to tell a buyer
or seller something they want to hear rather than the truth.</span></div>
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<br /></div>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Short sales unfortunately are a
specialized Real Estate transaction where information is often times bandied
about with no basis of fact. Many Realtors blindly go around telling people in
financial distress that a short sale is better for their financial future
because their credit score will not be impacted like going through a
foreclosure.</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Folks this could not be further from
the truth! While there are certainly advantages of pursuing a short sale vs
foreclosure, credit scoring is NOT one of them. There will be plenty of
Realtors that will read this and argue with me telling me I am wrong.</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">As a Realtor who is tech savvy and
social media connected you will see many of my articles in places such as
Linkedin, Twitter and other Real Estate forums.</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">They will see some of my short sale
articles and flat out tell me that I have incorrect information. When I mention
the credit scoring impact of a short sale compared to a foreclosure is just
about the same they scowl in disbelief. They will tell me I don’t know what I
am talking about because they just learned differently at some short sale
course their local Real Estate board was putting on. At this point I will be
laughing because the people that teach these courses are usually Realtors that
couldn’t make it in the business. They teach this nonsense because it is
propaganda that helps get Realtors more business.</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">By now you are probably thinking how do
I know the credit scoring impact is similar in these two financially stressful
events. You have every right to be wondering! I know because I go right to the source.
My FICO is the governing body for credit scoring including what happens in both
a short sale and foreclosure.</span></div>
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<b><span style="color: #000066; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Short
sale vs foreclosure credit scoring impacts</span></b></div>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Since I am often getting challenged on
the credit scoring impacts by other Realtors and get asked all the time by my
clients, I am going to share a very interesting study that was conducted by
Fair Issac corporation.</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">The FICO study took various types of mortgage
delinquencies on three credit bureau profiles of consumers that had scores of
680, 720 and 780, respectively. The study focused on consumers whose credit
characteristics (e.g., utilization, delinquency history, age of file) were
typical of the three score points considered. All of the consumers had an
active currently-paid-as-agreed mortgage on file.</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Results of this credit scoring study
are shown below. The first chart shows the impact on the credit score for each
stage of delinquency and the second shows how long it takes the score to fully
“recover” after the fact including a short sale or foreclosure.</span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhYi5w4yKQWxmbXGMe6xi8DpQZqHz1XPuIFP-z3VErXTaaPuQBx7n7-wmLZu18QU7EI6V9k4qq7hauEn7_-Nlwc7xLTO8PpBr-FhLgzU2jm-UucSBSWIGF7MJsIXUSzIQq8-N2tcdvompQs/s1600/FICO+score+impact+graph+5-3.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhYi5w4yKQWxmbXGMe6xi8DpQZqHz1XPuIFP-z3VErXTaaPuQBx7n7-wmLZu18QU7EI6V9k4qq7hauEn7_-Nlwc7xLTO8PpBr-FhLgzU2jm-UucSBSWIGF7MJsIXUSzIQq8-N2tcdvompQs/s320/FICO+score+impact+graph+5-3.jpg" width="309" /></a></div>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><a href="http://massrealestatenews.com/wp-content/uploads/2011/09/Short-sale-vs-foreclosure-2.jpg"><span style="color: blue; mso-no-proof: yes; text-decoration: none; text-underline: none;"><span style="mso-ignore: vglayout;"><br /></span></span></a></span></div>
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<b><span style="color: #660000; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">What
you can easily see by this study is that there is a negligible difference
in credit scoring when comparing a foreclosure or short sale. </span></b><span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">While it seems unfair, those that had a higher credit score
to start will see a greater scoring drop. In addition, the higher starting
score, the longer it takes for the score to fully recover.</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">While there is a minimal difference in
scoring impact between moderate and severe delinquencies, there may be a
significant difference in time required for the score to recover completely.</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">These statistics are right from the
guys that make credit scoring. They are not opinions. This is actual data that
was put together and sourced by FICO themselves.</span></div>
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<b><span style="color: #000066; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Benefits
of a short sale vs foreclosure</span></b></div>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">So what are the benefits of going
through a short sale rather than letting a lender foreclose on your property?
The biggest advantage is that you will be able to buy another home in the
future a lot quicker than you would with a foreclosure. Generally speaking the
turnaround time for getting another loan after completing a short sale is two
to three years. In a foreclosure it is typically five to seven years. There are
a number of circumstances that can affect the time frame including whether the
loan is FHA, Fannie Mae or Freddie Mac. For a complete financing guide see <a href="http://massrealestatenews.com/buying-a-home-after-short-sale-or-foreclosure/"><span style="color: blue;">buying a home after short sale or foreclosure</span></a>.</span></div>
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<br /></div>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">One of the other big factors you need
to consider is your employment status. There are a number of large companies
that will not hire a new employee that has a foreclosure on their resume. While
this may not seem fair with all the financial turmoil that has taken place over
the last five years, employers look at a foreclosure as a black mark on your
record. In other words when you short sale a property you are owing up to a
financial commitment. In a foreclosure you are walking away and taking no
responsibility for your debt.</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">The last reason why more and more will
choose a short sale over a foreclosure is just the sheer embarrassment of going
through a foreclosure proceeding. In some states an auction is held right on
the front lawn of the property. Who wants to lose their home and then have salt
rubbed in the wound by watching a bunch of buyers compete over it. This is an
unsettling experience for most.</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">The goal of almost anyone that goes
through a short sale or foreclosure will be to improve their financial
stability moving forward. Of course improving the impact a short sale or
foreclosure had on their credit scores will typically be one of the first areas
that people look at once they are back on their feet. There are certain things
you can do to help <a href="http://massrealestatenews.com/fixing-your-finances-after-foreclosure-or-short-sale/"><span style="color: blue;">fix your finances after a short sale or foreclosure</span></a>
that are covered in this helpful article.</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Unfortunately, sometimes people just
don’t realize they have options and just lose their home to foreclosure. Many
have never taken the time to do any research and just assume there are no
alternatives. A short sale can be a great alternative for some home owners –
best of luck if you are one of them!</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Short sales are difficult transactions
that are critical to have the right Realtor representing you. Do not make the
mistake of picking a Real Estate agent that does not have experience closing
short sale transactions.</span></div>
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<span style="background: white; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">MacIntyre & Cowen, Short Sale Specialists, RE/MAX
Real Estate Professionals Grand River, can help you navigate this process and
get your home sold.<span style="mso-spacerun: yes;"> </span>With the extension
of the Mortgage Debt Relief Act until the end of 2013, now is the time to act
if you are underwater in your home.<span style="mso-spacerun: yes;"> </span>We
would gladly provide a complimentary Over-the-Net Home Evaluation or email
alerts to Hot Buys / Foreclosed / Liquidation & Luxury Distressed
Properties in the Mid Michigan areas including Greater Lansing, Haslett,
Okemos, East Lansing, Grand Ledge, Holt, Williamston, Mason, Eaton Rapids, Dimondale,
Dewitt areas and more.<span style="mso-spacerun: yes;"> </span>Feel free to
contact us at 517.999.2675 or visit us at <a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com</a> today!</span></div>
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<b><span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Article courtesy of
Bill Gassett.<span style="mso-spacerun: yes;"> </span></span></b><span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">The above Real Estate information on<b> Credit scoring
impacts of short sale vs foreclosure</b> was provided by Bill Gassett, a
Nationally recognized leader in his field. </span></div>
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MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-81999005093411338432013-04-19T06:18:00.000-07:002013-04-19T06:18:02.695-07:00PRE APPROVED EAST LANSING SHORT SALE! <!--[if gte mso 9]><xml>
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<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Tahoma;">Honey Stop The Car. Location is key to this 2 story that has been
updated in the Ramblewood Subdivision. Great area near MSU, East Towne Center
and highways. 3 generous sized bedrooms, nice family room,
den area with wood burning fireplace overlooking nice sized fenced yard with
mature trees. Lot that backs up to a park and feels like you are in
the the country within minutes of MSU. Finished lower level.
Kitchen has been updated with all new appliances, nice eating area overlooking
the backyard. Partially finished lower level, 2.5 car att garage, new
water heater. Appliances stay including washer and dryer. Run,
don't walk to this one! Short sale- all offers are subject to
lender approval and are considered on a first come, first served basis. Call the office for details at 517.999.2675 or visit us at <a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com</a>!</span></div>
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MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-44608154814207500472013-04-12T06:03:00.000-07:002013-04-12T06:03:28.313-07:00JUST LISTED SHORT SALE! SPACIOUS, WELL MAINTAINED & FULL OF CHARACTER!!<!--[if gte mso 9]><xml>
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<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 115%;">Welcome to 211 Elvin Court in Lansing, MI. This spacious
home has a lot to offer. Well maintained home with lots of character. Lots of
natural hardwood floors, trim and even a beamed ceiling in Dinning area. This
home has lots to offer, from updated mechanicals plus! Real must see if you
need space. In a great area near Sparrow hospital and some really nice homes
all around it. The yard is fenced in for the pets. This is a Bank Short Sale. </span></div>
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<span style="background: white; font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 115%;">MacIntyre & Cowen, Short Sale
Specialists, RE/MAX Real Estate Professionals Grand River, can help you
navigate this process and get your home sold.<span style="mso-spacerun: yes;">
</span>With the extension of the Mortgage Debt Relief Act until the end of
2013, now is the time to act if you are underwater in your home.<span style="mso-spacerun: yes;"> </span>We would gladly provide a complimentary
Over-the-Net Home Evaluation or email alerts to Hot Buys / Foreclosed /
Liquidation & Luxury Distressed Properties in the Mid Michigan areas
including Greater Lansing, Haslett, Okemos, East Lansing, Grand Ledge, Holt,
Williamston, Mason, Eaton Rapids, Dimondale, Dewitt areas and more.<span style="mso-spacerun: yes;"> </span>Feel free to contact us at 517.999.2675 or
visit us at <a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com</a> today!</span></div>
MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-38187798575216978102013-03-22T11:20:00.001-07:002013-03-22T11:20:12.770-07:00UPDATED RANCH WITH OPEN FLOOR PLAN & 2 GARAGES!!<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">Welcome to 346 West Main Street in Elsie MI. This home was first redone in 1986 and again just recently. Open floor plan with large kitchen and spacious island. Formal dining and living area with gleaming hardwood floors. Lots of updates -- too long to list! 2 detached garages for all the toys! This is a bank short sale subject to lender approval and sellers acceptance of bank terms. Call the office at 517.999.2675 for details or visit us at <a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com</a></span></span><br />
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<![endif]--><span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"></span></span><span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span style="background: none repeat scroll 0% 0% white; line-height: 115%;">MacIntyre & Cowen, Short Sale Specialists, RE/MAX
Real Estate Professionals Grand River, can help you navigate this process and
get your home sold.<span> </span>With the extension
of the Mortgage Debt Relief Act until the end of 2013, now is the time to act
if you are underwater in your home.<span> </span>We
would gladly provide a complimentary Over-the-Net Home Evaluation or email
alerts to Hot Buys / Foreclosed / Liquidation & Luxury Distressed
Properties in the Mid Michigan areas including Greater Lansing, Haslett,
Okemos, East Lansing, Grand Ledge, Holt, Williamston, Mason, Eaton Rapids, Dimondale,
Dewitt areas and more.<span> </span>Feel free to
contact us at 517.999.2675 or visit us at <a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com</a> today!</span></span></span>
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MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-28006601078910952022013-03-08T05:44:00.001-08:002013-03-08T05:44:09.568-08:00Americans in ‘Underwater’ Situation' WE CAN HELP!<!--[if gte mso 9]><xml>
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<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">With home values falling dramatically
from 2006 boom prices, many homeowners have found themselves in what is called
a ‘negative equity’ or ‘underwater’ situation. This means the value of their
home is currently less than the mortgage amount on that home.</span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Many of these homeowners have been
‘locked’ into their houses because they were unable to sell it without bringing
cash to the closing table. The good news is this situation is improving as
prices begin to rise.</span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">We are not saying that this challenge
is over. We just have to look at what the experts are saying to realize we
still have a long way to go.</span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<i><span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Zillow</span></i><span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"> Chief Economist Dr. Stan Humphries recently stated:</span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<i><span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">“Negative equity is
still very high, and millions of homeowners have a very long way to go to get
back above water, even with current robust levels of home value appreciation in
most areas. As a result, negative equity will remain a major factor in the market
for the foreseeable future.”</span></i><span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Anand Nallathambi, CEO of <i>CoreLogic</i>,
in their latest Negative Equity Report:</span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<i><span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">“With nearly one
quarter of borrowers still underwater we have a long way to go.”</span></i><span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">However, the situation is improving.
The recent Zillow Negative Equity Report revealed:</span></div>
<ul type="disc">
<li class="MsoNormal" style="line-height: normal; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Negative equity continued to fall
in the fourth quarter of 2012, dropping to 27.5 percent of all homeowners
with a mortgage, compared with 31.1 percent one year ago.</span></li>
<li class="MsoNormal" style="line-height: normal; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Almost 2 million American
homeowners were freed from negative equity over the course of the year.</span></li>
<li class="MsoNormal" style="line-height: normal; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Approximately 13.8 million
homeowners with a mortgage were in negative equity, or “underwater,” at
the end of the fourth quarter, owing more on their mortgages than their
homes are worth. That was down from 15.7 million in the fourth quarter of
2011. </span></li>
</ul>
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<br /></div>
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<b><span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">What
does the future hold?</span></b></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 3;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Anand Nallathambi, president and CEO of
<i>CoreLogic</i>, sees the situation improving:</span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<i><span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">“As we look ahead
into 2013, we expect to continue to see more borrowers’ escape the negative
equity trap and that will be a strong positive for the housing market
specifically and the broader economy generally.”</span></i></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<i><span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Zillow</span></i><span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"> Chief Economist Dr. Stan Humphries agrees:</span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<i><span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">“As home values
continue to rise and more homeowners are pulled out of negative equity in 2013,
the positive effects on the housing market will be numerous. Freed from
negative equity, homeowners will have more flexibility, and some will likely
choose to list their home for sale, helping to ease inventory constraints and
moderating sometimes dramatic, demand-driven price increases in some markets.”</span></i><span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Negative equity is still a challenge to
a full housing recovery in this country. However, things will continue to
improve as prices appreciate.</span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Article
courtesy of <span class="author"><a href="http://www.kcmblog.com/author/the-kcm-crew/"><span style="color: windowtext; text-decoration: none; text-underline: none;">The KCM Crew</span></a></span> on <abbr class="published" title="2013-02-26">February
26, 2013</abbr>.<span style="mso-spacerun: yes;"> </span></span></div>
<div class="MsoNormal">
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<div class="MsoNormal">
<span style="background: white; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">MacIntyre & Cowen, Short Sale Specialists, RE/MAX
Real Estate Professionals Grand River, can help you navigate this process and
get your home sold.<span style="mso-spacerun: yes;"> </span>With the extension
of the Mortgage Debt Relief Act until the end of 2013, now is the time to act
if you are underwater in your home.<span style="mso-spacerun: yes;"> </span>We
would gladly provide a complimentary Over-the-Net Home Evaluation or email
alerts to Hot Buys / Foreclosed / Liquidation & Luxury Distressed
Properties in the Mid Michigan areas including Greater Lansing, Haslett,
Okemos, East Lansing, Grand Ledge, Holt, Williamston, Mason, Eaton Rapids, Dimondale,
Dewitt areas and more.<span style="mso-spacerun: yes;"> </span>Feel free to
contact us at 517.999.2675 or visit us at <a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com</a> today!</span></div>
<div class="MsoNormal">
<br /></div>
MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-24707460820306678722013-03-01T06:00:00.000-08:002013-03-01T07:14:23.675-08:00HUGE WINDOW OF OPPORTUNITY FOR SELLERS IN LANSING MI AND GREATER MID MICHIGAN<div style="text-align: center;">
<br />
<span style="font-family: Times,"Times New Roman",serif; font-size: x-large;">HUGE WINDOW OF OPPORTUNITY FOR SELLERS IN GREATER LANSING </span></div>
<div style="text-align: center;">
<span style="font-family: Times,"Times New Roman",serif; font-size: x-large;">AND MID MICHIGAN AREAS!! </span></div>
<div style="text-align: center;">
<span style="font-size: x-large;"><br /></span></div>
<div style="text-align: center;">
<span style="font-family: Times,"Times New Roman",serif; font-size: x-large;">Inventory
is at its lowest level since the real estate boom 8 years ago. At the
same time, demand is up. If you are thinking about selling your home – </span><br />
<span style="font-family: Times,"Times New Roman",serif; font-size: x-large;">do not hesitate! </span></div>
<div style="text-align: center;">
<span style="font-size: x-large;"><br /></span></div>
<div style="text-align: center;">
<span style="font-family: Times,"Times New Roman",serif; font-size: x-large;">Click here for a free market analysis!</span></div>
<div style="text-align: center;">
<span style="font-size: x-large;"><br /></span></div>
<div style="text-align: center;">
<span style="font-size: x-large;"><i> <span style="font-size: x-large;"><a href="http://www.homeinsight.com/Widget/default.asp?E0LZEPPO8F5T" target="_blank">What's My Home Worth?</a></span></i></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
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<span style="font-size: x-large;"><span style="font-size: large;"><span style="font-family: inherit;"><span style="background: none repeat scroll 0% 0% white; line-height: 115%;">MacIntyre & Cowen, Short Sale Specialists, RE/MAX
Real Estate Professionals Grand River, can help you navigate this process and
get your home sold. With the extension
of the Mortgage Debt Relief Act until the end of 2013, now is the time to act
if you are underwater in your home. We
would gladly provide a complimentary Over-the-Net Home Evaluation or email
alerts to Hot Buys / Foreclosed / Liquidation & Luxury Distressed
Properties in the Mid Michigan areas including Greater Lansing, Haslett,
Okemos, East Lansing, Grand Ledge, Holt, Williamston, Mason, Eaton Rapids, Dimondale,
Dewitt areas and more. </span><span style="line-height: 115%;">Feel free to contact us at
517.999.2675 or visit us at </span></span></span></span></div>
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<span style="font-size: x-large;"><span style="font-size: large;"><span style="font-family: inherit;"><span style="line-height: 115%;"><a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com</a> today! </span><span style="line-height: 115%;"></span></span></span></span></div>
<span style="font-size: x-large;"><i><span style="font-size: large;">
</span></i></span></div>
MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-18858897322898389062013-02-15T06:43:00.000-08:002013-02-15T06:43:11.364-08:001312 LENORE AVE, LANSING MI, Homes for Sale Lansing MI<table width="500" cellspacing="0" cellpadding="0" style="font-family:Verdana;border:solid 1px #01164F">
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<td colspan="3" align="center" style="background-color:#01164F;color:White;font-weight:bold;font-size:12pt;"><div style="padding-top:3px;padding-bottom:3px;">1312 Lenore Avenue, Lansing, Michigan 48910</div></td>
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<td valign="top" width="192"><a href="http://www.pmachomes.com" target="_blank"><img src="http://tours.povvideotours.com/pictures/s_130206053945DSC04786.JPG" border="0" alt="1312 Lenore Avenue, Lansing, Michigan 48910" /></a></td>
<td valign="top" width="100%" align="left">
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<td><b>MLS #</b></td>
<td> </td>
<td>44681</td>
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<td><b>Bedrooms</b></td>
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<td>3</td>
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<td><b>Baths</b></td>
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<td>1</td>
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<a href="http://www.pmachomes.com" target="_blank" style="text-decoration:none;color:blue;font-size:8pt;">Click here for details</a>
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<a href="http://tours.povvideotours.com/tours/11212_tourb.html" target="_blank"><img src="http://tours.povvideotours.com/images/videotourbutton2.jpg" border="0" style="margin-top:10px" /></a><br>
<a href="http://tours.povvideotours.com/tours/13_channel.html" target="_blank"><img src="http://tours.povvideotours.com/images/VideoChannel.jpg" border="0" style="margin-top:10px" /></a>
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<b>Description:</b> Contact Peter MacIntyre at 517-999-2675 - http://www.pmachomes.com -Welcome to 1312 Lenore Avenue in the popular Colonial Village neighborhood. This 3 bedroom home shows real pride of ownership. Near schools, shopping and great highway access! Home has many updates! Hardwood flooring throughout. All appliances stay with the home including washer and dryer. Please see attachment for a list of all updates in the last 9 years. This is a bank short sale subject to lender approval. Please call the office for all showings.
</td>
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<td align="center" valign="top"><img src="http://www.yourhomepros.com/agentphoto/PeterM60x60.jpg" border="0" width="60" /></td>
<td width="440">
<div style="margin-left:10px;">
Peter MacIntyre<br>
RE/MAX Real Estate Professionals<br>
517-999-2675<br>
<a href="http://www.pmachomes.com" style="text-decoration:none;color:blue" target="_blank">www.pmachomes.com</a><br>
</div>
</td>
<td valign="bottom" align="right" width="100">
Full Service Tours: <a href="http://www.HDhatHomes.com" style="text-decoration:none;color:blue" target="_blank">Browse Here</a>
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</table>MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-83873296859584808152013-02-08T12:29:00.000-08:002013-02-08T12:29:48.168-08:00WHAT EXACTLY IS A SHORT SALE?<!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="line-height: 140%;"></span></b></span></span></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span style="line-height: 140%;">A short sale is
when a bank agrees to accept less than the total amount owed on a mortgage to
avoid having to foreclose on the property. This is not a new practice; banks
have been doing short sales for years. Only recently, due to the current state
of the housing market and economy, has this process become a part of the public
consciousness.</span></span></span></div>
<div class="MsoNormal" style="line-height: 140%;">
<br /></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="line-height: 140%;">To be eligible
for a short sale you first have to qualify!</span></b><span style="line-height: 140%;"></span></span></span></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<br /></div>
<div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span style="line-height: 140%;">To qualify for
a short sale:</span></span></span></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><ul type="disc">
<li class="MsoNormal" style="line-height: 140%;"><span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span style="line-height: 140%;">Your house must be worth less
than you owe on it.</span></span></span></li>
<li class="MsoNormal" style="line-height: 140%;"><span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span style="line-height: 140%;">You must be able to prove that
you are the victim of a true financial hardship, such as a decrease in
wages, job loss, or medical condition that has altered your ability to
make the same income as when the loan was originated. Divorce, estate
situations, etc… also qualify. There are some exceptions to hardship now,
but for the most part the bank or investor will need to verify some type
of hardship.</span></span></span></li>
</ul>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span style="line-height: 140%;">Now that you
have a basic understanding of what a short sale is, there are some huge
misconceptions when it comes to a short sale vs. a foreclosure. We take the
most common myths surrounding both short sales and foreclosures and give a
brief explanation. LET’S BUST SOME MYTHS!!</span></span></span></div>
<div class="MsoNormal" style="line-height: 140%;">
<br /></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="line-height: 140%;">1.) If you let
your home go to foreclosure you are done with the situation and you can walk
away with a clean slate</span></b><span style="line-height: 140%;">.
The reality is that this couldn’t be any farther from the truth in most
situations. You could end up with an IRS tax liability and still owing the bank
money. Let me explain. Please keep in mind that if your property does go into
foreclosure you may be liable for the difference of what is owed on the
property versus what is sells for at auction, in the form of a deficiency
balance! Please note this is state specific and in most states you will be
liable for the shortfall, but in some states the bank may not always be able to
pursue the debt. Check your state law as it varies widely from state to state.</span></span></span></div>
<div class="MsoNormal" style="line-height: 140%;">
<br /></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span style="line-height: 140%;">Here is an
example of how a deficiency balance works:</span></span></span></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span style="line-height: 140%;">If you owe
$200,000 on the property and it sells at auction for $150,000, you could be
liable for the $50,000 difference if your state law allows it.</span></span></span></div>
<div class="MsoNormal" style="line-height: 140%;">
<br /></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span style="line-height: 140%;">Not only could
you be liable for the difference to the bank, but in some situations you could
also be liable to the IRS! Although there are exemptions (mostly for principle
residences) under the Mortgage Debt Forgiveness Act, there are times when you
could be taxed on both a short sale and a foreclosure, even in a principle
residence situation. Since the tax code on this is a little complicated and I
am not a CPA, I advise always talking to a CPA when in this situation as you
are weighing your options. Banks and the IRS can go as far as attaching your
wages. Not to mention if you let your home go to foreclosure you will have that
on your credit, as well.</span></span></span></div>
<div class="MsoNormal" style="line-height: 140%;">
<br /></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><i><span style="line-height: 140%;">Guess What? A
short sale can alleviate your liability to the bank, in most situations. There
are also exceptions to this, but in most cases banks are releasing homeowners
from the deficiency balance on a short sale.</span></i></span></span></div>
<div class="MsoNormal" style="line-height: 140%;">
<br /></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="line-height: 140%;">2.) There are
no options to avoid foreclosure. </span></b><span style="line-height: 140%;">Now
more than ever, there are options to avoid foreclosure. Besides a short sale,
loan modifications along with deed in lieu are also examples of the many
options. In most cases (but not all) a short sale is the best option. Either
way, there are more options today than there have ever been to avoid
foreclosure.</span></span></span></div>
<div class="MsoNormal" style="line-height: 140%;">
<br /></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="line-height: 140%;">3.) Banks do
not want to participate in a short sale, or, it is too hard to qualify for a
short sale. </span></b><span style="line-height: 140%;">Banks
would rather perform a short sale than a foreclosure any day. A foreclosure
takes a long time and creates a huge expense for the banks; a short sale saves
both time and money. In working with some of the biggest lenders and servicers
in the country they have told me that on average they net 17-25% more on a
short sale than on a foreclosure. A testament to this is the financial
incentives now being offered by banks, and how much the entire process has
recently changed to try and streamline the process for all parties. Banks more
than ever welcome short sales. Qualifying for a short sale is easier than you
think, you need to have a true financial hardship, or a change in your finances
and your house has to be worth less than what you owe on it. Not only do
consumers, but banks also now have government incentives to participate in
short sales.</span></span></span></div>
<div class="MsoNormal" style="line-height: 140%;">
<br /></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="line-height: 140%;">4.) Short sales
are not that common. </span></b><span style="line-height: 140%;">At
this present time, short sales range from 10-50 % of sales in various markets
and it is predicted that in 2013 we will have more short sales than any other
year, to date. One of the biggest reasons is that MHA(Making Home Affordable
expires December 2013). Many of the Government incentives like HAFA, will
expire the end of this year. Due to economic changes in the last few years,
this is something that is affecting millions of Americans. Short sales are in
every market, and are not just limited to any particular income class. This has
affected everyone from all facets of life. A short sale should be looked at as
a helpful tool, not a negative stigma. That is why the government is offering
programs that actually pay consumers to participate in short sales. It is not
just affecting one community; it is affecting communities and consumers across
the nation.</span></span></span></div>
<div class="MsoNormal" style="line-height: 140%;">
<br /></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="line-height: 140%;">5.) The short
sale process is too difficult and they often get denied. </span></b><span style="line-height: 140%;">Though the short sale process is
time consuming; it is not as difficult as the media would have you believe. The
problem is that most short sales are denied because of a misunderstanding of
the process. It is true that if the short sale process is not followed
correctly there is a good chance of getting denied. An experienced agent knows
how to avoid this. Short sales require a lot of experience, and a special skill
set. If you are looking to go the option of a short sale make sure your agent
is skilled and experienced in this area.</span></span></span></div>
<div class="MsoNormal" style="line-height: 140%;">
<br /></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="line-height: 140%;">6.) Short sales
will cost me money out of pocket. </span></b><span style="line-height: 140%;">A
short sale should not cost you any out of pocket money. In fact, you could get
between $3000-up to $30,000 to participate in a short sale. In many ways, a
short sale may put you in a better financial position than prior to the short
sale. Almost every short sale program now has some type of financial incentive
for the home owner, as long as it is a principle residence, and we are even
seeing relocation money being paid on some investment/second homes. As a seller
of a property you should never have to pay for any short sale cost upfront to
any professional service. Realtors charge a commission that is paid for by the
bank. In most communities there are also non-profits and HUD counselors who can
help you with foreclosure prevention options for free. The only potential cost
you could incur is if the bank would not release you from a deficiency balance
in the short sale, which is happening less and less now.</span></span></span></div>
<div class="MsoNormal" style="line-height: 140%;">
<br /></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="line-height: 140%;">7.) If I am
behind on my payments, I can perform a short sale any time. </span></b><span style="line-height: 140%;">The farther you get behind on your
payments, the harder it is to get a short sale approved. The closer a property
gets to a foreclosure the harder it is to convince the bank to perform a short
sale. As they get closer to a foreclosure sale more money is spent, thus
deterring them from doing a short sale. If you think you need to perform a
short sale, time is of the essence; the sooner you start the process, the
better. Waiting too long can trigger the ramifications of a foreclosure, losing
the ability to do a short sale as a viable option.</span></span></span></div>
<div class="MsoNormal" style="line-height: 140%;">
<br /></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="line-height: 140%;">8.) I have
already been sent a foreclosure notice so I can’t perform a short sale. </span></b><span style="line-height: 140%;">For the most part just because you
received a foreclosure notice or notice of default it does not mean that you do
not have time to perform a short sale. The timeline and specifics do vary from
state to state, but having done short sales all over the country, I have seen
banks postpone a foreclosure to work a short sale option as close as 30 days
prior to the scheduled foreclosure auction, but the longer you wait the less
chance you have. If you have received a legal foreclosure notice, please reach
out to a professional right away. The longer you wait, and the closer you get
to foreclosure, the fewer options you have. If you have received a notice to
foreclose this means the bank is filing paperwork and starting the process to
take legal action to repossess the house. You still have time at this point to
prevent foreclosure, but do not hesitate! The closer you get to the foreclosure
date the harder it becomes to negotiate with the bank for whichever option you
choose.</span></span></span></div>
<div class="MsoNormal" style="line-height: 140%;">
<br /></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="line-height: 140%;">9.) I was
denied for a loan modification, so I know I will get denied for a short sale. </span></b><span style="line-height: 140%;">Short sales and loan modifications
are handled by two separate departments at the bank. These processes are
totally different in approval and denial. If you got denied for a modification
you can still apply for a short sale; in some cases you can get a short sale
approved faster than a loan modification, as some loan modifications are denied
because they cannot reduce the loan low enough based on the consumers income.</span></span></span></div>
<div class="MsoNormal" style="line-height: 140%;">
<br /></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="line-height: 140%;">10.) If I go
through a short sale I cannot buy another house for a long time. </span></b><span style="line-height: 140%;">The time to buy another house
depends on your entire credit picture and can vary from 2-3 years. Fannie and
Freddie just came out November first and said a homeowner may be eligible two
years after a short sale to repurchase. There are even a few FHA programs that
allow for a purchase sooner than that, but the guidelines are fairly strict.
Some regional and local banks will finance 16-18 months after a short sale, but
the interest rate will more than likely be higher than one of the national
chains, and this is based on their specific under writing guidelines.</span></span></span></div>
<div class="MsoNormal" style="line-height: 140%;">
<br /></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;">
</span></span><div class="MsoNormal" style="line-height: 140%;">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span style="line-height: 140%;">These are just
a few of the common myths surrounding short sales and foreclosure. With the
options available today, no homeowner should ever have to go through
foreclosure, and hopefully this information can help a few more homeowners
think twice before walking away from their home not realizing the possible long
term ramifications a foreclosure can have.</span></span></span></div>
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<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"></span></span><span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;">MacIntyre & Cowen, Short Sale Specialists, RE/MAX Real Estate Professionals Grand River, can help you navigate this process and get your home sold. With the extension of the Mortgage Debt Relief Act until the end of 2013, now is the time to act if you are underwater in your home. We would gladly provide a complimentary Over-the-Net Home Evaluation or email alerts to Hot Buys / Foreclosed / Liquidation & Luxury Distressed Properties in the Mid Michigan (MI) areas including Greater Lansing, Haslett, Okemos, East Lansing, Grand Ledge, Holt, Williamston, Mason, Eaton Rapids, Dimondale, Dewitt areas and more. Feel free to contact us at 517.999.2675 or visit us at www.pmachomes.com today!<br /><br /><br /><br />Written by and courtesy of Brandon Brittingham on February 6, 2013, KCM Blog</span></span><br />MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0tag:blogger.com,1999:blog-7827163873775484143.post-14385936098428717852013-02-01T06:35:00.000-08:002013-02-01T06:35:06.390-08:00SHORT SALE PRE APPROVED PRICE! GREAT 3 BR CONDO MINUITES FROM MSU<div class="separator" style="clear: both; text-align: center;">
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Great 3 BR condo located on the Scenic Corridor of Forest Road. Just minutes from Michigan State University, Downtown Lansing and all major highways. Short sale pre approved price by first lender. All offers are subject to lien holder approval and are considered on 1st come, 1st served basis. Please call the office at 517.999.2675 for details.<br /><br />MacIntyre & Cowen, Short Sale Specialists, RE/MAX Real Estate Professionals Grand River, can help you navigate this process and get your home sold. With the extension of the Mortgage Debt Relief Act until the end of 2013, now is the time to act if you are underwater in your home. We would gladly provide a complimentary Over-the-Net Home Evaluation or email alerts to Hot Buys / Foreclosed / Liquidation & Luxury Distressed Properties in the Mid Michigan areas including Greater Lansing, Haslett, Okemos, East Lansing, Grand Ledge, Holt, Williamston, Mason, Eaton Rapids, Dimondale, Dewitt areas and more. Feel free to contact us at 517.999.2675 or visit us at <span style="font-size: large;"><a href="http://www.pmachomes.com/" target="_blank">www.pmachomes.com</a> </span>today! MacIntyre & Cowen - RE/MAX Real Estate Professionals - Grand River. Lansing MIhttp://www.blogger.com/profile/07241918249097157968noreply@blogger.com0