Enjoy country living at its finest ~ homes for sale Mason MI

5586 W Columbia, Mason, Michigan 48854

MLS # 53721 Bedrooms 4 Baths 2.5 Click here for details Click HERE for a complete list of homes for sale Mason MI   Welcome to 5586 W Columbia Rd in Mason MI. Looks are deceiving with this home! Without taking a look at the inside you would have no idea of the expansive open floor plan and space this gem has to offer! Situated on 2 amazing acres, enjoy country living at its finest while having the conveniences of schools, shopping and highway access easily accessible. Upon entering you are greeted with a nice sized living room complete with wood burning fireplace perfect for cozy winter evenings. Wonderfully updated and open kitchen that left nothing spared in consideration to space and flow. Great room with cathedral ceilings and large slider leading to a spacious deck overlooking the land ~ perfect for your entertaining needs! All 4 bedrooms on this level as well, including a new addition which adds a wonderful master suite and master bath complete with Jacuzzi tub. The lower level provides additional living space and is finished with another wood burner for added energy savings and efficiency. This home has so much to offer and is a great opportunity! Bank Short Sale subject to lender approval and sellers acceptance of lenders terms. Peter MacIntyre RE/MAX Real Estate Professionals 517-999-2675 www.pmachomes.com Full Service Tours: Browse Here

Mason MI Homes for Sale 2+ Acres!

5586 W Columbia, Mason, Michigan 48854

MLS #   53721 Bedrooms   4 Baths   2.5   Click here for details For a complete list of homes for sale in Mason MI or a free market analysis of real estate in Mason MI contact Peter MacIntyre at 517-999-2675 - www.pmachomes.com/ - Welcome to 5586 W Columbia Rd in Mason MI. Looks are deceiving with this home! Without taking a look at the inside you would have no idea of the expansive open floor plan and space this gem has to offer! Situated on 2 amazing acres, enjoy country living at its finest while having the conveniences of schools, shopping and highway access easily accessible. Upon entering you are greeted with a nice sized living room complete with wood burning fireplace perfect for cozy winter evenings. Wonderfully updated and open kitchen that left nothing spared in consideration to space and flow. Great room with cathedral ceilings and large slider leading to a spacious deck overlooking the land ~ perfect for your entertaining needs! All 4 bedrooms on this level as well, including a new addition which adds a wonderful master suite and master bath complete with Jacuzzi tub. The lower level provides additional living space and is finished with another wood burner for added energy savings and efficiency. This home has so much to offer and is a great opportunity! Bank Short Sale subject to lender approval and sellers acceptance of lenders terms. Please call the office for all showings. Peter MacIntyre RE/MAX Real Estate Professionals 517-999-2675 www.pmachomes.com Full Service Tours: Browse Here

Situated on 2+ Acres, Amazing Mason MI Real Estate Opportunity!

Looks are deceiving with this home!  Without taking a look at the inside you would have no idea of the expansive open floor plan and space this gem has to offer!  Situated on 2 amazing acres, enjoy country living at its finest while having the conveniences of schools, shopping and highway access easily accessible.  Upon entering you are greeted with a nice sized living room complete with wood burning fireplace perfect for cozy winter evenings.  Wonderfully updated and open kitchen that left nothing spared in consideration to space and flow.  Great room with cathedral ceilings and large slider leading to a spacious deck overlooking the land ~ perfect for your entertaining needs!  All 4 bedrooms on this level as well, including a new addition which adds a wonderful master suite and master bath complete with Jacuzzi tub.  The lower level provides additional living space and is finished with another wood burner for added energy savings and efficiency.  This home has so much to offer and is a great opportunity!  

MacIntyre & Cowen, Short Sale Specialists, RE/MAX Real Estate Professionals Grand River, can help you navigate this process and get your home sold.  With the extension of the Mortgage Debt Relief Act until the end of 2013, now is the time to act if you are underwater in your home.  We would gladly provide a complimentary Over-the-Net Home Evaluation or email alerts to Hot Buys / Foreclosed / Liquidation & Luxury Distressed Properties in the Mid Michigan areas including Greater Lansing, Haslett, Okemos, East Lansing, Grand Ledge, Holt, Williamston, Mason, Eaton Rapids, Dimondale, Dewitt areas and more.  Feel free to contact us at 517.999.2675 or visit us at www.pmachomes.com today!

Owosso MI Homes For Sale

This home with amazing curb appeal is located in a great area and situated on a fenced, mature and spacious lot with plenty of perennials. Solid, 3 bedroom home with hardwood floors throughout. Great garage for all the toys! Plenty of potential with cosmetic updates needed. Would be great FHA 203k allowing the buyer to update to their preferences! This is a bank short sale subject to seller's acceptance of lender terms.

MacIntyre & Cowen, Short Sale Specialists, RE/MAX Real Estate Professionals Grand River, can help you navigate this process and get your home sold.  With the extension of the Mortgage Debt Relief Act until the end of 2013, now is the time to act if you are underwater in your home.  We would gladly provide a complimentary Over-the-Net Home Evaluation or email alerts to Hot Buys / Foreclosed / Liquidation & Luxury Distressed Properties in the Mid Michigan areas including Greater Lansing, Haslett, Okemos, East Lansing, Grand Ledge, Holt, Williamston, Mason, Eaton Rapids, Dimondale, Dewitt, Laingsburg, Perry, Owosso areas and more.  Feel free to contact us at 517.999.2675 or visit us at www.pmachomes.com today!

East Lansing MI Short Sale

Welcome to 15671 Park Lake in East Lansing MI.  This just listed home is a bank short sale subject to lienholders approval of bank terms.  Located in a great area, close to Park Lake, this ranch home offers 2 bedrooms with a possible 3rd in the lower level.  Generous sized living room with a nice deck leading out to the spacious mature lot.  Updated bath and kitchen area.  Lower level has rec room but could be used as a 3rd bedroom as it has an egress window and closet space.  Newer roof, windows and mechanicals and shed for additional storage space if needed on property. Call us today for more details and your personal tour at 517-999-2675 or visit us at www.pmachomes.com

Mason MI Homes for Sale

101 Primrose Lane, Mason, Michigan 48854

MLS #   52027 Bedrooms   3 Baths   2.5   Click here for details Description: Contact Peter MacIntyre at 517-999-2675 - www.pmachomes.com - Welcome to 101 Primrose located in the fast growing community of Columbia Lakes in Mason MI. Offering numerous common areas, lake access, playgrounds and clubhouse -- this community has something for everyone! This 2012 custom built home features many high end upgrades and is move in ready. If you are looking for a like new home, this one is it!! Wonderful, open floor plan with spacious living room that opens to the kitchen. Enjoy the granite countertops, ample cupboard space and numerous amenities to make cooking a breeze! Very nice sunroom that could easily be used as a formal dining room, perfect for entertaining! Plenty of green space with the large backyard and amazing views of the lake! The 2nd level boasts large loft area, 2nd floor laundry and 3 very nice sized bedrooms. Master is complete with master bath and walk in closet. Numerous windows provide plenty of natural light and additional lake views. The lower level has egress windows -- all set for finishing if additional living space is desired. Don't wait on this home! So much to offer, numerous builders upgrades and priced to sell! Please call the office for all showings. Peter MacIntyre RE/MAX Real Estate Professionals 517-999-2675 www.pmachomes.com Full Service Tours: Browse Here

Grand Ledge MI Homes for Sale

Welcome to 1132 Degroff in Grand Ledge MI. Recently remodeled, this ranch home boasts over 1200 SF and is situated on a beautiful mature lot with fenced yard! You couldn't ask for a better location -- near schools, shopping and highway access. You are welcome with an inviting foyer complete with french doors leading to the open living room. Enjoy 3 nice sized bedrooms and redone full bath. Additional room perfect for office space and 1st floor laundry complete the main floor! This is a bank short sale. All offers are subject to lien holder approval. Please call the office for all showings. 

MacIntyre & Cowen, Short Sale Specialists, RE/MAX Real Estate Professionals Grand River, can help you navigate this process and get your home sold. With the extension of the Mortgage Debt Relief Act until the end of 2013, now is the time to act if you are underwater in your home. We would gladly provide a complimentary Over-the-Net Home Evaluation or email alerts to Hot Buys / Foreclosed / Liquidation & Luxury Distressed Properties in the Mid Michigan areas including Greater Lansing, Haslett, Okemos, East Lansing, Grand Ledge, Holt, Williamston, Mason, Eaton Rapids, Dimondale, Dewitt areas and more. Feel free to contact us at 517.999.2675 or visit us at www.pmachomes.com today! 

Haslett MI (Michigan) Homes for Sale

Welcome to 10097 Blackberry, Haslett MI

Low Woodhull Township taxes. This Ranch sits on 1.6 Acres and offers a wide open floor plan. Updated Kitchen with premium appliances and cabinets. All new wood flooring throughout. Partially finished lower level. Large 4 seasons room over looks pond stocked with fish and fountain for airflow. 3 tier decking leads to the green house. 2.5 car attached garage along with 24x32 Pole Barn complete with heat/AC set up makes room for all kinds of potential!! This is a short sale listing and all offers are subject to lien holder approval. Please call the office at 517.999.2675 for details or visit us at www.pmachomes.com!

Wonderful 3 bedroom home in desirable Sub! A must see!

Welcome to 1909 Cumberland Drive in Lansing! So much potential with this one! Great area and location in the River Forest Subdivision -- close to everything! Pride of ownership abounds in this area! This 3 bedroom home has 2 fireplaces, hardwood floors and newer carpet. The lower level could easily be finished for additional living space! Fenced back yard! This is a bank short sale. Call us today at 517.999.2675 for your personal tour or visit us at www.pmachomes.com!

Bank Approved Short Sale at $175,000! Don't miss the opportunity for a lakefront home!

6660 Peninsula Way, Laingsburg, Michigan 48848

MLS # 48405 Bedrooms 3 Baths 2 Click here for details Description: Contact Peter MacIntyre at 517-999-2675 - www.pmachomes.com - Welcome to 6660 Peninsula Way in Laingsburg Michigan. This home is on Lake Victoria on a beautiful site. You will love this lake front property. The view is Gorgeous! Thank you for viewing this video, call to schedule your personal walk-through today. Peter MacIntyre RE/MAX Real Estate Professionals 517-999-2675 www.pmachomes.com Full Service Tours: Browse Here

Amazing potential in this spacious Cape situated on a large lot!

Very large home with tons of potential.  Needs work, but amazing potential in this spacious Cape situated on a large lot.  With over 1800 square feet this 4 bedroom, 2 bath home is brimming with unlimited possibilities!  Large family room, dining room, formal living room or great room and wonderful 3 seasons room make entertaining a breeze!!  The lower level is partially finished and provides even more living space if needed.  2.5 car attached garage and fenced yard!  Short Sale- all offers are subject to lien holder approval and are considered on 1st come, 1st served basis.  Call of the office at 517.999.2675 for details or visit us at www.pmachomes.com!

This well-built home has an amazing amount of potential!

Welcome to 3011 Arcadia in Lansing MI.  This well-built home has an amazing amount of potential!  Great area near a large park, and fenced back yard with large deck.  This home has gleaming hardwood floors up and down, open kitchen/dining area with doors leading to extensive decking overlooking the yard.  Upstairs offers 3 generous sized bedrooms and bath includes whirlpool with ceramic tile.  Lower levels offers a large rec room with fireplace and bar area for entertaining!  Full bath and laundry on this level with walk out.  This is a bank short sale subject to lien holder approval.  Please call the office for details at 517.999.2675 or visit us at www.pmachomes.com!

BANK APPROVED SHORT SALE! 3 BR ranch home with open floor plan on 5.74 Acres! Mason MI

Welcome to 1540 S Meridian Road Mason MI.  This home with a great, open floor plan has everything on one level and sits on 5.74 acres.  Great area near schools, shopping and highway access.  This open floor plan offers 3 bedrooms and 2 full baths.  Master suite has 2 closets and master bath with double vanity.  Spacious living room with slider to deck overlooking the back of the property is perfect for entertaining and enjoying the amazing views.  Wood burning fireplace is perfect for cozy evenings!  Dining room / Kitchen combo has nice appliances, cabinets and a great breakfast bar!  Lower level provides even more space with egress windows.  Plumbed for 3rd bath as well -- additional living space or bedrooms if needed.  1st floor laundry and large 2.5 car garage complete this home.  2 of the 5.74 acres are currently being hayed.  This is a bank Short Sale- all offers are subject to lien holder approval and are considered on 1st come, 1st served basis.

MacIntyre & Cowen, Short Sale Specialists, RE/MAX Real Estate Professionals Grand River, can help you navigate this process and get your home sold.  With the extension of the Mortgage Debt Relief Act until the end of 2013, now is the time to act if you are underwater in your home.  We would gladly provide a complimentary Over-the-Net Home Evaluation or email alerts to Hot Buys / Foreclosed / Liquidation & Luxury Distressed Properties in the Mid Michigan areas including Greater Lansing, Haslett, Okemos, East Lansing, Grand Ledge, Holt, Williamston, Mason, Eaton Rapids, Dimondale, Dewitt areas and more.  Feel free to contact us at 517.999.2675 or visit us at www.pmachomes.com today!

Short Sale vs Foreclosure, Credit Score Impacts

It is probably safe to assume that most consumers like to work with folks they know can be trusted. In Real Estate, like some other businesses there are those that can always be counted on for delivering great advice and others that only care about their own pocket book.

I always tell people some of the best Real Estate agents are those that don’t NEED to make a sale! It makes perfect sense because an agent that NEEDS business is far more likely to tell a buyer or seller something they want to hear rather than the truth.

Short sales unfortunately are a specialized Real Estate transaction where information is often times bandied about with no basis of fact. Many Realtors blindly go around telling people in financial distress that a short sale is better for their financial future because their credit score will not be impacted like going through a foreclosure.

Folks this could not be further from the truth! While there are certainly advantages of pursuing a short sale vs foreclosure, credit scoring is NOT one of them. There will be plenty of Realtors that will read this and argue with me telling me I am wrong.

As a Realtor who is tech savvy and social media connected you will see many of my articles in places such as Linkedin, Twitter and other Real Estate forums.

They will see some of my short sale articles and flat out tell me that I have incorrect information. When I mention the credit scoring impact of a short sale compared to a foreclosure is just about the same they scowl in disbelief. They will tell me I don’t know what I am talking about because they just learned differently at some short sale course their local Real Estate board was putting on. At this point I will be laughing because the people that teach these courses are usually Realtors that couldn’t make it in the business. They teach this nonsense because it is propaganda that helps get Realtors more business.

By now you are probably thinking how do I know the credit scoring impact is similar in these two financially stressful events. You have every right to be wondering! I know because I go right to the source. My FICO is the governing body for credit scoring including what happens in both a short sale and foreclosure.

Short sale vs foreclosure credit scoring impacts

Since I am often getting challenged on the credit scoring impacts by other Realtors and get asked all the time by my clients, I am going to share a very interesting study that was conducted by Fair Issac corporation.

The FICO study took various types of mortgage delinquencies on three credit bureau profiles of consumers that had scores of 680, 720 and 780, respectively. The study focused on consumers whose credit characteristics (e.g., utilization, delinquency history, age of file) were typical of the three score points considered. All of the consumers had an active currently-paid-as-agreed mortgage on file.

Results of this credit scoring study are shown below. The first chart shows the impact on the credit score for each stage of delinquency and the second shows how long it takes the score to fully “recover” after the fact including a short sale or foreclosure.

What you can easily see by this  study is that there is a negligible difference in credit scoring when comparing a foreclosure or short sale. While it seems unfair, those that had a higher credit score to start will see a greater scoring drop. In addition, the higher starting score, the longer it takes for the score to fully recover.

While there is a minimal difference in scoring impact between moderate and severe delinquencies, there may be a significant difference in time required for the score to recover completely.

These statistics are right from the guys that make credit scoring. They are not opinions. This is actual data that was put together and sourced by FICO themselves.

Benefits of a short sale vs foreclosure

So what are the benefits of going through a short sale rather than letting a lender foreclose on your property? The biggest advantage is that you will be able to buy another home in the future a lot quicker than you would with a foreclosure. Generally speaking the turnaround time for getting another loan after completing a short sale is two to three years. In a foreclosure it is typically five to seven years. There are a number of circumstances that can affect the time frame including whether the loan is FHA, Fannie Mae or Freddie Mac. For a complete financing guide see buying a home after short sale or foreclosure.

One of the other big factors you need to consider is your employment status. There are a number of large companies that will not hire a new employee that has a foreclosure on their resume. While this may not seem fair with all the financial turmoil that has taken place over the last five years, employers look at a foreclosure as a black mark on your record. In other words when you short sale a property you are owing up to a financial commitment. In a foreclosure you are walking away and taking no responsibility for your debt.

The last reason why more and more will choose a short sale over a foreclosure is just the sheer embarrassment of going through a foreclosure proceeding. In some states an auction is held right on the front lawn of the property. Who wants to lose their home and then have salt rubbed in the wound by watching a bunch of buyers compete over it. This is an unsettling experience for most.

The goal of almost anyone that goes through a short sale or foreclosure will be to improve their financial stability moving forward. Of course improving the impact a short sale or foreclosure had on their credit scores will typically be one of the first areas that people look at once they are back on their feet. There are certain things you can do to help fix your finances after a short sale or foreclosure that are covered in this helpful article.

Unfortunately, sometimes people just don’t realize they have options and just lose their home to foreclosure. Many have never taken the time to do any research and just assume there are no alternatives. A short sale can be a great alternative for some home owners – best of luck if you are one of them!

Short sales are difficult transactions that are critical to have the right Realtor representing you. Do not make the mistake of picking a Real Estate agent that does not have experience closing short sale transactions.

MacIntyre & Cowen, Short Sale Specialists, RE/MAX Real Estate Professionals Grand River, can help you navigate this process and get your home sold.  With the extension of the Mortgage Debt Relief Act until the end of 2013, now is the time to act if you are underwater in your home.  We would gladly provide a complimentary Over-the-Net Home Evaluation or email alerts to Hot Buys / Foreclosed / Liquidation & Luxury Distressed Properties in the Mid Michigan areas including Greater Lansing, Haslett, Okemos, East Lansing, Grand Ledge, Holt, Williamston, Mason, Eaton Rapids, Dimondale, Dewitt areas and more.  Feel free to contact us at 517.999.2675 or visit us at www.pmachomes.com today!

Article courtesy of Bill Gassett.  The above Real Estate information on Credit scoring impacts of short sale vs foreclosure was provided by Bill Gassett, a Nationally recognized leader in his field.